Refuge from Worry, Debt and Weakness
اَللّٰهُمَّ إِنِّيْ أَعُوْذُ بِكَ مِنَ الْهَمِّ وَالْحَزَنِ ، وَأَعُوْذُ بِكَ مِنَ الْعَجْزِ وَالْكَسَلِ، وَأَعُوْذُ بِكَ مِنَ الْجُبْنِ وَالْبُخْلِ ، وَأَعُوْذُ بِكَ مِنْ غَلَبَةِ الدَّيْنِ وَقَهْرِ الرِّجَالِ.
O Allah, I seek refuge in You from worry and grief. I seek refuge in You from incapacity and laziness. I seek refuge in You from cowardice and miserliness. And I seek refuge in You from being overwhelmed by debt and from the domination of men.
Allāhumma innī aʿūdhu bika mina-l-hammi wa-l-ḥazan, wa aʿūdhu bika mina-l-ʿajzi wa-l-kasal, wa aʿūdhu bika mina-l-jubni wa-l-bukhl, wa aʿūdhu bika min ghalabati-d-dayni wa qahri-r-rijāl.

